Duration Purchase

The question of buying duration usually appears when someone discovers that the contribution statement alone is not enough. But not every shortfall means duration purchase is the first door. This page helps you understand whether the shortfall is real, whether there are periods not yet counted, and whether duration purchase is the nearest route or the real start is still in ordering the statement and consolidation.

Best starting pointVerify the shortfall is real
Official bodyNOSI
Typical blockerJumping to the solution too early
Calculator hereRoute logic

Duration Purchase Logic Calculator

This tool does not grant eligibility, but tells you whether buying duration really seems like the question of the moment or whether your file still needs a prior step such as consolidating periods or reviewing the statement.

Before the decision

The practical short path

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Ask: is the shortfall real or only apparent?

The presence of unmerged periods may make talking about duration purchase premature.

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Review your current status calmly

Review near pension time differs from a theoretical check while you are still actively working.

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Do not jump to the solution before the statement

An ordered contribution statement is what makes the question of buying duration precise rather than broad.

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Start from NOSI with the nearest correct question

Sometimes the correct question is not buying duration, but consolidating or proving it first.

Important note

Buying duration is not always the first solution; sometimes the first solution is identifying periods that were not counted.

Frequently Asked Questions

Is duration purchase always the solution when there is a shortfall?
Not always. There may be unmerged periods or missing data before this route becomes relevant.
What most confuses the decision?
Jumping straight to duration purchase before knowing whether there are existing periods not yet counted.
Does the page calculate final entitlement?
No. The page only helps distinguish whether the route looks logical for review.